Terms and Conditions

1. General Draft Notice

This document is a general, editable template provided for informational purposes. It has not been reviewed by legal counsel and does not account for jurisdiction-specific requirements. Before publishing or relying on these Terms, Pledgement should have them reviewed by a qualified legal professional familiar with applicable laws.

2. Acceptance of Terms

By creating an account, submitting a request for analysis, or otherwise using any part of the Service, you confirm that you have read, understood, and agree to these Terms, as well as our Privacy Policy. Pledgement may update these Terms from time to time, and continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

3. Description of Service

Pledgement provides AI-powered analytical tools, reports, and insights intended to support decision-making for investors and business users. The Service aggregates and processes information using automated models and methodologies described on our website.

4. Not Financial, Legal, or Investment Advice

All outputs, reports, scores, and insights generated by Pledgement are provided for informational and educational purposes only. Nothing presented through the Service constitutes financial, investment, legal, tax, or professional advice of any kind. Pledgement does not act as a broker, financial advisor, or fiduciary. You are solely responsible for any decisions made based on information obtained through the Service, and you should consult qualified professionals before making financial or business decisions.

5. No Guarantee of Accuracy or Outcomes

While Pledgement strives to provide useful and well-structured analysis, we make no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any content, data, or predictions generated by the Service. Markets and business conditions are inherently uncertain, and past patterns do not guarantee future results. Use of the Service is at your own risk.

6. Eligibility and Account Responsibilities

You must be legally capable of entering into a binding agreement to use the Service. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Pledgement promptly of any unauthorized use.

7. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting to reverse-engineer or disrupt the underlying systems; using automated means to scrape or extract data beyond what is permitted; reselling or redistributing outputs without authorization; or using the Service for any unlawful purpose. Pledgement reserves the right to suspend or terminate access for violations of this section.

8. Intellectual Property

All content, software, methodologies, branding, and materials provided through the Service are the property of Pledgement or its licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the Service; you are granted a limited, non-exclusive, non-transferable license to use the Service for its intended purpose.

9. Fees and Payment

If any part of the Service requires payment, applicable fees, billing cycles, and payment terms will be disclosed at the point of purchase or in a separate agreement. Pledgement reserves the right to modify pricing with reasonable notice. Failure to pay applicable fees may result in suspension or termination of access.

10. Third-Party Data and Links

The Service may incorporate or reference data, tools, or links provided by third parties. Pledgement does not control and is not responsible for the accuracy, availability, or content of third-party sources. Inclusion of third-party information does not imply endorsement.

11. Limitation of Liability

To the fullest extent permitted by law, Pledgement, its affiliates, officers, and employees shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from or related to your use of the Service, even if advised of the possibility of such damages. The Service is provided "as is" and "as available," without warranties of any kind, express or implied.

12. Indemnification

You agree to indemnify and hold harmless Pledgement and its affiliates from any claims, damages, losses, or expenses arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

13. Termination

Pledgement may suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, Pledgement, or third parties. You may discontinue use of the Service at any time.

14. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws applicable to the jurisdiction in which Pledgement operates, without regard to conflict-of-law principles. This section is provided as a general placeholder and should be finalized based on Pledgement's actual operating jurisdiction.

15. Changes to the Service

Pledgement reserves the right to modify, suspend, or discontinue any part of the Service at any time, without liability for any resulting loss of access or functionality.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

If you have questions about these Terms, please reach out through the contact details provided on our Contact page. For questions regarding how your information is handled, please refer to our Privacy Policy.

Last updated: this document is a general template and should be dated and reviewed prior to publication.